Get help maintaining home ownership.
The AHA assists home owners who are looking for solutions that allow them to maintain ownership of their home.
Foreclosure Intervention Counseling
The AHA assists clients who are seeking assistance with maintaining and sustaining homeownership. We work with owners obtain solutions with their current mortgage holder in order to reduce monthly mortgage payments. We also prioritize client intervention based on where clients are in the foreclosure process.
If you are facing an impending foreclosure emergency, call the Affordable Housing Alliance today at 732-389-2958.
Reversed Mortgage Counseling
According to HUD, a reverse mortgage is a special type of home loan that lets homeowners over the age of 62 convert a portion of the equity in their home into cash. The equity that has been built up over years of making mortgage payments can be paid to the homeowner. Reverse mortgage counseling is required by all lenders. Certified counselors will educate interested homeowners about a reverse mortgage and discuss the pros and cons of taking one as well as the costs involved.